Turkish Mortgages for Purchasing a Property in Turkey

If you are considering purchasing a property in Turkey, Turkish mortgages are available for the majority of Nationals for either house purchase or re-financing for home improvements. Mortgages for other purposes may also be considered in Turkey.

Loans are available for completed Turkish properties only. Please note that if the property is being built, funds are not available until completion and the property has been legally registered in your name. Furthermore, some of the Turkish banks have started giving mortgages to off plan projects recently.

Once you have identified a property, contracts are drawn up and we will arrange for a property valuation via Turkish Banks which will provide the mortgage. Subject to meeting the terms and conditions agreed by the mortgage lender, you will be issued with a formal mortgage offer for the property you wish to purchase. Mortgage funds will only be released once the title deeds of the property are transferred into your name.

The features of the loan:

Loan to value: Maximum 65% of the valuation (not always equal to the sales price) Maximum amount: No maximum

Minimum amount: € 30.000 euro

Maturity: 5, 10, 15 and 20 years

Loan in YTLT (Turkish Lira): Yes

Loan in Euro: Yes

Loan in Dollars: Yes

Loan in British Pound: Yes

Interest types: Fixed

Early repayment: Possible (2% penalty fee)

Age of application: 25 -70 years

Maximum age at end of maturity: 70 years

DASK (natural disaster insurance), House insurance: To arrange via Bank

Life insurance: No obligation

Off plan mortgage: Yes, with full bank guarantee from constructor for the total loan amount

Off Plan Mortgages in Turkey

Turkish DenizBank makes deals with project developers to finance uncompleted houses in a project. Sometimes DenizBank gives loans before completion of the house or guarantees that they will pay out a loan after completion at pre-agreed conditions. Go to you nearest branch to ask for our current joint promotion with develops and ask for the special conditions.

Mortgage information for Turkish Real Estate will be provided by some of the local Turkish Banks and Turkish Reality Estate Agent in Dalaman, including all real estates such as homes, villas, apartments, or any properties in Dalaman, Fethiye, Gocek, Dalyan, Koycegiz, Bodrum, Marmaris also Antalya, Kemer, Lara, Kas and Kalkan in Turkey.

Therefore, for more information on Turkish Mortgages, Turkish Banks or any real estates in Turkey please contact us:

Your Perfect Property Partner

TURKISH REALITY ESTATES- ESATE AGENCY & CONSTRUCTION COMPANY LTD

Address: Cengiz Topel Caddesi No: 41/B, Dalaman, Turkey

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Phone: 0(090) 252 692 44 12